Repayment for all lending fields begins four years after the date of signing the loan contract, with the exception of hotel loans, where repayment is made three years after the date of signing the contract or one year after the operation, whichever is earlier. Repayment is made as follows:

• The repayment period for health loans, colleges and training institutes is (16) years.
• The repayment period for school and hotel loans is (10) years.​